Save money with a free insurance quote | Liberty Mutual (2024)

FAQs

How to answer auto insurance questions? ›

Stick to the facts: Avoid giving an opinion about anything. Write down the adjuster's name and information for future reference. Do not guess answers: If you do not know the answer to a question, simply say so.

Save money with a free insurance quote | Liberty Mutual.

Driving History: If you have a history of previous accidents or traffic violations, Liberty Mutual may use it as an excuse to deny your claim. Lapsed Policy: If the policyholder has failed to pay premiums, leading to a lapse in the policy, the claim may be denied.

Doug is an insurance man, through and through. He believes people should only pay for what they need, that means customizing insurance to your needs so you're not paying for a bunch of extras.

Insurance is a contract, represented by a policy, in which a policyholder receives financial protection or reimbursem*nt against losses from an insurance company.

Give brief answers.

Try to answer each question in as few words as possible. Don't explain. If you are specifically asked to explain, do so in as few words and with as little detail as possible.

Geico: Cost. Geico is usually a cheaper option than other top insurance companies, including Liberty Mutual.

USAA, Nationwide, Travelers, Erie, Geico and Progressive are the cheapest car insurance companies nationwide, according to our analysis.

Both Geico and Progressive offer cheap car insurance to drivers across the country. Geico's rates are typically lower overall, but Progressive tends to offer better prices to high-risk drivers. High-risk drivers are those with a recent DUI, at-fault accident or speeding ticket on their driving record.

Some version of Liberty Mutual RightTrack is available in the District of Columbia and 41 of the 50 states. The nine states where Liberty Mutual RightTrack does not operate are: Arkansas. California.

Is Liberty Mutual an honest company? ›

Yes. As per insurance credit rating agency AM Best, Liberty Mutual holds an A rating, which is an indicator of the company's financial strength and ability to pay out claims.

Liberty Mutual is so expensive because of agent commissions and rising costs overall for insurance companies.

If you're more likely to get into an accident, you won't want to pay out a higher deductible. However, if you're generally a safer driver, your car insurance premiums will be lower with a $1,000 deductible.

The color of your car doesn't affect your insurance rate. Instead, your insurance company uses other information, like your car's age, location, usage, and your driving record, to help determine insurance rates. Learn more about the factors that impact auto insurance pricing.

Liberty Mutual is so cheap because the company offers a wide variety of discounts and is the sixth largest insurer by market share, which helps Liberty Mutual keep prices competitive.

Hook your prospect with a strong opening sentence: It should address the needs of customers and why do they need insurance. Address their pain points: Most insurance customers tend to have common questions, and these are usually their concerns. It may include the premium amount, coverage, and even claims.

Promptly respond to letters and requests if they are unreasonable. If they are, say so, in writing. Be proactive: Give your insurer proof of your losses and ask for the dollar amounts you are entitled to. Don't wait for them to tell you how much they owe you.