Renters Insurance by Lemonade: Quick & Easy Online Quotes (2024)

Renter tested. Landlord approved.Starting from $5/mo.

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Most loved renters insurancein America

Lemonade has earned 4.9 stars in the App store, andis also top-rated by Supermoney, Clearsurance, and others

Brent

goforbrent

@Lemonade_Inc was the simplest and easiest insurance I’ve ever purchased, “old” insurance companies need to step into the current century!!! 👏 👏 👏

Valeria Delgado

Valeriad90

Why doesn’t everyone use @Lemonade_Inc insurance? I just switched and slashed my costs by $110 #Winning

Stephen Huber

stephen_huber

Wow. Just filed a claim with @Lemonade_Inc and got paid in literally 7 seconds. If you rent or own a home, you NEED to get this insurance. #insurance #lemonade #NotAnAd

Maria Salamanka

MariaSalamankaM

Always disappointed in how much insurance will fight against customer in a claim. Just had my first good experience with filing. Unbelievably quick and solid customer experience with @Lemonade_Inc.

Rohan Gandhi

timesnewrohan

@Lemonade_Inc I just bought home insurance from you and I’m pretty sure it was easier than ordering pizza. Awesome job on the experience.

AWaking Dream

AWaking_Dream

Covered in as little as90 seconds

Our AI can activate your policyand protect your stuff instantly.

What does rentersinsurance actually cover?

It protects your personal property and helps cover personal liability costs. Lemonade Renters has your back when bad luck strikes.

If someoneswipes your bike

Crime and vandalism coverage pays for your stuff if it’s damaged or stolen.

If a water leak ruinsyour stuff

Water damage coverage protects you if your electronics get drenched, or your pipes cause a mess.

If your stuffgoes up in flames

Fire and smoke protection has you covered if things get a little heated

Plus, protect yourself against damages from someone else’s accidents if they happen in your home.

If someone suesyoufor damages

Liability coverage protects against lawsuits due to accidents in your home. We’ll hire a lawyer to defend you, and cover the costs.

If someone gets hurtinyour home

We'll help pay medical expenses if someone has an accident or is injured while at your home.

Claims paid atrecord speed

No paperwork. No hassle.No waiting.

Good to know...

Renters insurance can be confusing, so we worked hard to make it simple. Ifyou still have questions, you can check out renters insurance explained

What does Lemonade Renters insurancecover?

Your policy covers your personal property against theft and damage, plus legal claims for damage or injury you accidentally cause others. Also, if your home becomes unlivable due to certain types of damage we’ll help cover the costs of temporary living arrangements. Learn more about what'scovered.

Does Lemonade offer renters insurance nearme?

We're glad you asked! Lemonade's renters insurance is available in 28 states plus Washington, D.C., and we're still growing. Check out the availability of our renters insurance and otherproducts.

What if something I own gets stolen outside of myhome?

You're still covered! Your Lemonade renters policy covers your personal property anywhere in the world.Read all about theft coveragehere.

What if I want to cancel mypolicy?

You can cancel your policy at any time via the Lemonade app or website, and you’ll receive a refund for the remaining period you’ve already paid for. No hardfeelings!

How much does rentersinsurancecost?

Our affordable renters insurance coverage starts at $5 per month, but your policy price (aka the ‘premium’) will be affected by the coverage amounts you choose, among other factors. You can get your online renters insurance quotehere.

How do I file aclaim?

Very easily: just open the and hit the ‘Claim’ button. We’ll guide you through the process fromthere.

I already have a policy with another carrier - can Iswitch?

Sure you can! Once you sign up with us, we’ll send your previous insurer a formal notice. Once they get it, they should cancel the remainder of your policy term and refund you for any outstandingpayments.

How do I add an interestedparty?

All you need to do is tap ‘Add-ons’ under your policy page in the Lemonade app or your policy on your account page here and select ‘Interested Party’. Fill in their name, address, and email and you’re allset!

What is ExtraCoverage?

Extra Coverage offers enhanced protection for jewelry, fine art, cameras, bicycles, and musical instruments, with deductible-free claims and coverage in cases of accidental loss and damage. You can apply for Extra Coverage when you sign up for a policy, or at any time after you’ve activated yourpolicy.

What bundle options does Lemonadeoffer?

In addition to renters insurance, Lemonade offers homeowners, car, pet, and term life policies. You can unlock an automatic bundle discount with any combination, like car and renters, so it’s both a great way to consolidate your insurance needs and an opportunity tosave.

Does Lemonade offer discounts for rentersinsurance?

You could qualify for an automatic discount by bundling your policies. You could also score a discount on your renters policy if your place includes protective devices, like deadbolts, smoke alarms, and burglaralarms.

Who needs rentersinsurance?

All renters should get renters insurance, since it offers vital financial protection at a very low cost. Your landlord or property manager may require renters insurance , and getting a renters policy can save you thousands for damages caused by things like fires, theft, vandalism, burst pipes, windstorms, andmore.

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Starting from $5/mo.(not a typo)

Safeguard all your stuff withjust a few taps.

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Protect your things,plus support what matters to you.

Lemonade is a public benefit corporation. We take a flat fee up front before we pay claims.Then, we donate what’s left to meaningful causes our customers choose.