Is Whole House Surge Protection Worth It? (2024)

Is Whole House Surge Protection Worth It?

Is Whole House Surge Protection Worth It? (1)

Homeowners in Los Angeles and much of Southern California rely on Express Electrical Services to install whole house surge protection. Installation is generally just a few hundred dollars. By comparison, a massive electrical surge can short out large appliances that can cost thousands to replace. Customers often ask, “Is whole house surge protection worth it?” To answer this all-important question, here’s a look at why we think so.

Why You Should Consider Protecting Your Home from a Surge

The Cost of Surge Damage Is High

According to the Insurance Information Institute, lightning-caused surges resulted in over $1 billion in homeowner’s insurance claims in 2021 (40% of that was in California). While the number of claims per year declined, the average cost of claims related to lightning-induced surges increased several years in a row. The average cost per claim rose from nearly $11,000 in 2017 to over $21,000 in 2021, spiking to nearly $29,000 in 2020.

Power Surges Come from Outside and Inside Your Home

Most of us associate powerful surges of electricity with downed power lines or intense lightning strikes. Indeed, these can cause sudden and catastrophic damage. Accidents, wind, animals, and other causes of power line damage can seriously affect your home, while problems with utility electrical equipment can as well. Rolling blackouts can wreak havoc on your electrical system.

However, up to 80% of power surges are barely detectable and originate from within appliances and home wiring. Small voltage spikes can be triggered by motors in air conditioners, refrigerators, and other appliances that frequently turn on and off. The damage builds up over time, but can decrease performance and shorten a fridge’s, microwave oven’s, or washing machine’s lifespan. That’s one reason why whole-house surge protection is worth it.

Electrical Surges Are More Common Than You Think

On average, about 20 power surges affect your home every day. Millions of lightning strikes happen every year in the U.S. Surges are extremely common. Many are insignificant and merely part of the regular oscillation of voltage, which in a 120-volt system, can range up to 169 volts without causing any damage (harmful surges can occur when it exceeds 170 volts).

Modern Devices Are Extremely Vulnerable

Today’s hi-tech appliances are expensive but contain very sensitive circuitry. An appliance that generates a surge can be easily damaged by it. Even a minute amount of damage to an appliance’s circuit board can render it useless. The same process can wipe out data on personal devices. Smartphones, tablets, and even LED bulbs are extremely sensitive to power surges.

Whole House Surge Protectors Can Prevent Home Fires

A powerful surge can overheat wiring, resulting in sparks, arcing, and home fires. To improve safety, many surge protection systems can shield against spikes of 40,000 amps or more. A single fire can be deadly and destroy your entire home, so whole house surge protection is worth it when you consider the potential harm a surge can do to life and property.

Systems with Different Power Ratings Are Available

A 120-volt system is well-served by an 80 kiloampere (kA)-rated surge suppression system. It’s more than enough because surges above 10 kA are rare and it’s unusual to see an electrical surge in a home that exceeds 50 kA. Nonetheless, there are whole house surge protection systems rated for different needs. If lightning is common in your area, consider a higher-rated system.

Meanwhile, some surge protection systems separate power, phone, and cable lines at the main panel. Any system you choose should include failure indicators. Internal fuses are useful as well as they provide an additional layer of protection. Speak to your electrician about what type of system is most suited for your home and learn more about why whole house surge protection is worth it.

Contact Express Electrical Services

We provide whole house surge protection systems to customers throughout Southern California. Our team helps find the right options, select the best system, and install the device at your electrical panel. You can trust Express Electrical Service to get it right. Our electrical technicians are trained and experienced as well as equipped to anticipate any issues that arise along the way. To learn more or schedule service, book now online or call 888-350-7869.

Is Whole House Surge Protection Worth It? (2024)

FAQs

Is Whole House Surge Protection Worth It? ›

Separate but smaller whole-house units are recommended for the phone and cable lines. These protect fax and answering machines, televisions, and modems. By themselves, whole-house suppressors can't stop surges completely; up to 15 percent of excess voltage may leak by. That's where “plug-in” surge protectors come in.

Do I really need a whole house surge protector? ›

Yes! A whole-house suppressor instantly blocks the surge from entering home circuits to provide comprehensive lightning protection. Individual plug-in suppressors can't protect electronics that aren't plugged in, but are hard-wired instead.

What is the average cost for a whole house surge protector? ›

How much is a whole-house surge protector? According to HomeAdvisor and Angi, the typical cost range is between $70 and $700 with the national average cost of a whole-house surge protector at $300.

What are the disadvantages of surge protectors? ›

Surge Protection Devices Have Voltage Limitations

Not all surge protectors can handle higher voltages. Basic ones can handle slight fluctuations. Too much exposure to high voltages may cause the surge protector to fail. Higher voltage surge protectors are available but may be more expensive.

How long do whole house surge protectors last? ›

It is essential to plan for a replacement of your whole house surge protector every two or three years, since discolouration, corrosion or any physical damage could mean the device has worn out. By replacing it in time, you can maintain and safeguard your electrical system from hazardous power surges.

Do you need an electrician to install a whole house surge protector? ›

Installing a whole-home surge protector typically only takes a few hours. However, it is definitely something that needs to be done by a licensed electrician. The risk of electrocution or damage to your home's electrical system is too immense. If not done correctly, you could also create a severe fire hazard.

Are whole house surge protectors required by code? ›

Summary: The 2020 NEC featured a new article related to surge protection. Article 230.67 now requires all services supplying dwelling units to be provided with a surge protective device (SPD), as an integral part of equipment or located immediately adjacent. The SPD must be a Type 1 or Type 2 SPD.

Is a whole house surge protector a good investment? ›

Is it worth getting a house surge protector? The answer is yes, especially if you live in an area that is prone to power surges. The initial cost of installation may seem high, but it is a small price to pay compared to the cost of replacing damaged electronics.

Does homeowners insurance cover surge protection? ›

For example, if an appliance overheats and dies due to a power surge, your homeowners insurance may help cover that loss. Homeowners insurance may also provide protection if a power surge damages the electronic parts of your TV, entertainment system or laptop.

How much does an electrician charge to install a surge protector? ›

While purchasing whole house surge protectors is one part of the cost, its installation is another. Expect a charge between $150 and $300 on average for a professional electrician to install.

What is better than a surge protector? ›

A UPS can do everything a surge protector can do, but its main purpose is to reduce downtime that can cost your business money. And unlike a surge protector, a UPS features battery backup that allows equipment to stay up and running through power failures.

When not to use a surge protector? ›

Don't Use It for High-Power Capacity Items

Appliances such as microwaves or space heaters should not be plugged into surge protectors.

How long does it take to install a whole house surge protector? ›

Whole-Home Surge Protectors

Typically, whole-house suppressors are hard-wired to the service panel, a process that takes a licensed electrician about two hours.

How much of a whole house surge protector do I need? ›

The minimum recommended protection for a home is 40,000 amps. You can get models that protect against much higher amounts as well. A typical bolt of lightning packs about 30,000 amps, so your home should be protected even from a lightning strike with a whole-house surge protector.

Are surge protectors necessary in modern homes? ›

This is crucial in our modern homes, where we rely on a plethora of sophisticated electronics that are sensitive to even minor fluctuations in power. By installing a surge protector, you're not just safeguarding your gadgets; you're also extending their lifespan and ensuring that your home runs smoothly.

Is it OK to not use a surge protector? ›

Without a surge protector, your items have a shortened life span. Plus, they're not guarded against high voltage. When the surges become too high, there is wear and tear to the device. With a large enough surge and no protector, the device will be destroyed.

Are surge protection plans worth it? ›

Why should I consider buying Surge Protect? The typical cost of repairing damage caused by electrical surges is $500. Replacing damaged appliances and electronics can cost thousands of dollars. Surge Protect helps protect against the impact of these expensive, unexpected repairs.

Will a whole house surge protector work without a ground? ›

Fortunately, the answer is simple: surge protectors will not work with ungrounded power outlets. With ungrounded outlets, there's nowhere for the surge protector to divert the excess voltage to. As a result, the transient voltage from a power surge or spike will not dissipate into the ground safely.

Top Articles
Latest Posts
Article information

Author: Sen. Ignacio Ratke

Last Updated:

Views: 5950

Rating: 4.6 / 5 (76 voted)

Reviews: 83% of readers found this page helpful

Author information

Name: Sen. Ignacio Ratke

Birthday: 1999-05-27

Address: Apt. 171 8116 Bailey Via, Roberthaven, GA 58289

Phone: +2585395768220

Job: Lead Liaison

Hobby: Lockpicking, LARPing, Lego building, Lapidary, Macrame, Book restoration, Bodybuilding

Introduction: My name is Sen. Ignacio Ratke, I am a adventurous, zealous, outstanding, agreeable, precious, excited, gifted person who loves writing and wants to share my knowledge and understanding with you.