Do Home Warranties Cover Windows? — Porch Warranty (2024)

Homeownership is a significant investment, filled with challenges, responsibilities, and the joy of having a place to call your own. One aspect of homeownership that is often overlooked until a problem arises is the maintenance of various components of your house – windows being one such integral feature. A cracked pane, a faulty seal, or a leak can all bring undue stress and unplanned expenses. This is where a home warranty comes into play, offering homeowners an extra layer of protection. But does a home warranty cover windows and related issues?

Are windows covered by home warranties?

Whether or not windows are covered by home warranties depends on the specific warranty plan and provider. Traditionally, home warranties primarily focus on the home’s mechanical systems and major appliances, while structural elements like windows are often left out. However, some home warranty companies may offer coverage for windows as part of their comprehensive or optional plans. It’s always best to thoroughly review your home warranty contract or directly consult your provider to clarify what is and isn’t covered.

Do home warranties cover window leaks?

Window leaks can be troublesome, leading to water damage and mold. While standard home warranty plans may not include coverage for window leaks, some providers offer such coverage as part of their upgraded or premium plans. Again, verify with your warranty provider if window leaks are covered under your chosen plan.

Is a cracked window covered under a home warranty?

A cracked window not only impacts your home’s aesthetic appeal but can also affect its energy efficiency and security. Most home warranties do not typically cover window glass or a cracked window as it falls under the category of ‘structural features’. However, certain providers may offer optional coverage for such instances.

Does a home warranty cover foggy windows?

Foggy windows typically occur due to a failed window seal, allowing moisture to enter the space between the panes. While this is not a common item covered under standard home warranties it’s advisable to check your specific home warranty contract to understand the extent of coverage.

Are window seals covered under home warranty?

Window seals are vital for energy efficiency and comfort in your home. A failed seal can result in drafts, higher energy bills, and foggy windows. As with other window-related issues, window seals might not be covered under standard home warranty plans. However, a few providers may offer optional coverage for window seals under their more inclusive plans.

Tips to maintain your windows

Regular maintenance can prolong the lifespan of your windows and help you avoid many common window issues. Here are a few tips:

  • Clean your windows regularly: Dirt and debris can damage window seals and affect their efficiency. Regular cleaning helps maintain their appearance and performance.

  • Check for drafts: Regularly checking for drafts can help you detect a failed seal or other window issues before they become significant problems.

  • Inspect window frames: Regularly inspect your window frames for signs of wear, tear, or damage. Early detection can prevent more serious problems down the line.

  • Apply weatherstripping: Applying weatherstripping around your windows can improve their insulation, preventing drafts, and saving on energy costs.

  • Repair or replace damaged windows promptly: If a window is cracked, has a broken seal, or is otherwise damaged, it’s essential to address the issue promptly to prevent further damage or complications.

While home warranties offer substantial protection for many home systems and appliances, their coverage for windows varies. It’s important to remember that not all home warranties are created equal, and coverage details can significantly vary across different plans and providers. Therefore, carefully reviewing your home warranty contract is crucial. Remember, maintaining your windows can help extend their lifespan and keep them in top shape. So, even if your home warranty doesn’t cover certain window issues, regular window maintenance can help prevent these problems and keep your home cozy and secure.

Do Home Warranties Cover Windows? — Porch Warranty (2024)

FAQs

Do Home Warranties Cover Windows? — Porch Warranty? ›

Window repairs are usually not covered by a home warranty. Home warranties mainly apply to a home's systems and appliances, not the home's structural components.

Which of the following is typically not covered under a home warranty? ›

Home warranty policies don't typically cover structural components, such as windows and doors. Warranties usually only offer coverage options for repair, replacement and service of appliances and home systems.

Is window covered in warranty? ›

Usually, lifetime warranties cover your windows as long as they are subject to normal wear and tear, limited lifetime warranties will cover specific parts or certain types of defects and may not include the cost of labor to fix the issue, and timeframe warranties expire after a set number of years.

Are windows covered under builders warranty? ›

A 10 year structural warranty is usually split into two periods. The first period lasts for two years, and the builder must correct any issues that arise during this time. These could include your windows leaking or your heating system breaking down. The second period lasts from years three to ten.

Do home warranties cover window leaks? ›

Does a home warranty cover windows? Home warranty plans do not usually cover window repairs. As a structural component of your home, windows fall outside the scope of home warranty coverage. Because home warranties apply to systems and appliances, structural problems aren't usually covered.

What are three 3 examples of what may not be covered under homeowner's insurance coverage? ›

Homeowners insurance doesn't cover floods, earthquakes, typical wear and tear, and damage due to insufficient maintenance. You can usually add flood and earthquake coverage to your policy for an additional fee, but wear and tear and damage from a lack of maintenance are considered preventable.

What do home warranties typically cover? ›

A home warranty plan protects the appliances and systems in your home: major home appliances, electrical, plumbing, and HVAC systems. Unlike your homeowners insurance policy, which protects your home from covered perils, a home warranty is a service contract that covers general wear and tear.

Does homeowners insurance cover faulty windows? ›

Fortunately, your homeowners insurance will generally cover window damage as long as it didn't result from general wear and tear or a lack of proper maintenance. Of course, it all depends on whether repairing the window costs more than your deductible, the amount you select that's deducted from any claims payouts.

How can I tell if my windows are under warranty? ›

To find information about your window warranties contact the company that sold you your windows. If you know who manufactured your windows you can also look up your warranty in the company's technical documents.

Are windows covered under bumper to bumper warranty? ›

Less comprehensive coverages usually steer clear of electrical components, but a bumper-to-bumper warranty has you covered. Your battery, alternator, power windows, door locks, and more are generally protected.

Do new windows come with warranty? ›

Manufacturer warranties are provided by the company that made the windows. They typically cover defects in materials and workmanship for a specified period. It's important to carefully review the terms and conditions of the manufacturer warranty to understand what is covered and for how long.

Can a builder replace windows? ›

Anyone can install your window replacement; you, a window company or a builder – but unless they're a FENSA or CERTASS registered installer, you'll need to apply for approval from building control before installing.

What is considered structural in a home warranty? ›

Structural components

Horizontal structural members of wood, steel, reinforced concrete or stone which support and transfer loads to vertical members such as columns and foundations. Decorative elements without a load-bearing function are not covered.

Is a broken window covered under warranty? ›

Does a home warranty cover broken windows? Even if you have a separate home warranty policy on top of your homeowners insurance, it won't cover structural features like windows and doors.

Does warranty cover windows? ›

Window materials are often guaranteed to last a specific amount of time (e.g. 10 years) without deteriorating or showing signs of wear and tear. If the window materials become damaged inside of the time period, it is often covered under warranty.

What is a standard window warranty? ›

Limited lifetime warranty windows are a common, baseline offering. These warranties usually cover specific parts of the window and/or damage and malfunctions caused by manufacturing defects. They generally don't cover installation issues or post-installation damage like broken glass.

What is not covered by the warranty? ›

Normal wear and tear: Normal wear and tear is not covered under warranty. This includes any damage that occurs due to regular use of the product. For example, if you purchase a car and the brakes wear out after a few years of use, this would not be covered under warranty.

Which of the following would be covered by a home warranty? ›

What Does a Home Warranty Cover?
Attic fansHumidifiers
Central home heatingSump pumps
Central vacuumsTelephone lines
DoorbellsToilets
DuctworkWater heaters
4 more rows

Which of the following are not covered by homeowners insurance? ›

Standard homeowners insurance does NOT cover damage caused by flooding, earthquakes, termites, mold, or normal wear and tear.

What is excluded from warranty? ›

Warranty Exclusions means (i) ordinary wear and tear by Buyer; (ii) Buyer's non-observance of installation, operating, and/or maintenance instructions or Specifications provided by Seller in writing; (iii) Buyer's abuse, improper use, or neglect of Goods and Services; (iv) unauthorized modifications made to Goods and ...

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