What to Do If Someone Breaks Your Car Window

Having someone break into your car or vandalize it in any way can be an extremely stressful and invasive experience. Knowing what to do next and how to handle the situation can be hard. In this blog post, we’ll go through the steps you should take if someone breaks your car window.

Step 1: Call the Police

The first step you should take after discovering someone has broken your car window is to call the police. The police will come to the scene of the crime to assess the situation and create a report for insurance purposes. Even if you don’t think anything was stolen, making a police report is essential as it will serve as evidence if something turns up missing later on.

Step 2: Take Pictures

Before the police arrive or you begin cleaning up the shattered glass, take pictures of the damage as evidence for your insurance company. Take clear photos from a variety of angles, including both the inside and outside of the car, to give your insurance company a clear idea of the scope of the damage.

Step 3: Contact Your Bank

If your car window was broken, it could be a sign that your car was broken into. If your debit or credit card, wallet, or purse was stolen during the break-in it’s important to contact your bank right away. This will help prevent any fraudulent activity from occurring on your account. You should call the number on the back of your card and explain what happened.

Step 4: Secure Your Vehicle

Once you’ve taken photos and filed a police report, it’s important to secure your car. This might mean taping up the broken window or parking the car in a covered area, such as a garage, if possible. If you’re unable to secure the vehicle yourself, consider having it towed to a secure location until you can get it fixed.

Step 5: Contact Your Insurance Company

After securing your vehicle, contact your auto insurance company to file a claim. If you are an Ag Workers policyholder, you can report a glass claim with our 24/7 glass reporting service at (888)-891-5521. You should be able to provide information about the incident, such as the incident’s date, time, and location, a copy of the police report, and the photographs you took of the damage. Giving your insurance company as much information as possible is important to ensure your claim is processed as smoothly as possible.

If items were stolen from your vehicle during the break-in, it’s important to contact your home or renters insurance carrier to see if your personal property coverage will help cover the theft of these items.

Step 6: Get Your Car Repaired

Finally, it’s time to get your car repaired. Your insurance company will likely recommend a repair shop they work with, but you’re not required to use them. Ag Workers has coast-to-coast partnerships with glass shops, making finding a repair shop near you easy. Regardless of where you choose, do your research first to find a reputable repair shop with experience working on your type of vehicle. Before choosing a repair shop, get an estimate and confirm that your insurance company will cover the cost.

Discovering that someone has broken your car window can be stressful and overwhelming. But by taking these steps—calling the police, taking pictures of the damage, contacting the bank, securing your vehicle, contacting your insurance company, and finding a reputable repair shop—you’ll be able to navigate the situation with a clear plan and get back on the road in no time. Remember, staying calm and focused during this process is important to ensure everything is handled efficiently and effectively.

FAQs

What to Do If Someone Breaks Your Car Window - Ag Workers? ›

Call the police and let them know what happened. There may be cameras in the parking lot that the police can access to see if they can locate a suspect. The authorities will also need to file an incident report, which you'll need when you file your insurance claim for auto glass replacement.

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What do I do when someone breaks my car window? ›

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What to do if someone breaks something on your car? ›

If you have insurance (like car or homeowner's), talk to your insurance company first and see what they need you to do. It's possible your insurance company will cover the damage and you don't have to sue, or can sue only for the amount of your deductible or whatever your insurance will not cover.

What to do when someone breaks your house window? ›

Contact your insurance company: If you have homeowner's insurance or a policy that covers vandalism, contact your insurance company to report the damage and start a claim. Secure your property: Carefully clean up the broken glass. Secure the area to prevent further injuries.

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Does insurance cover a broken window from a break-in? ›

If someone broke into your vehicle, your insurance company should pay for damages to your car if you have comprehensive coverage. Typically, comprehensive coverage includes broken windows, damaged locks and dismantled ignition systems.

Why do car windows break so easily? ›

Driving vibrations, heat transfer from the vehicle frame, and excess frame pressure can all damage the edges of the glass and contribute to spontaneous breakage. Nickel-sulfide particles. When small pieces of nickel-sulfide get trapped within a sheet of tempered glass, they can compromise its strength and integrity.

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What tool do thieves use to break car windows? ›

Glass breakers comes in two main styles: hammer and spring-loaded. Glass breakers can also be distinguished into categories based on size, and whether they are intended to remain stationary in the vehicle or everyday carry by a person.

What to do if someone breaks your car mirror? ›

If you believe that someone hit your side mirror in a hit-and-run accident, it's wise to file a police report. Check with your insurance provider to see if the damage of the side mirror is covered in your insurance policy.

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What to do if your car was broken into but nothing was stolen? ›

Call the police. You need a police report and record of the break in for insurance purposes, if nothing else. Call, explain the situation, and get a copy of the report.

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Should I call the police if someone breaks my window? ›

The first step you should take after discovering someone has broken your car window is to call the police. The police will come to the scene of the crime to assess the situation and create a report for insurance purposes.

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What happens when someone smashes your window? ›

Call Police to Your Current Location

Once your window is smashed, unless it is due to an accident or natural disaster, your car and the nearby area become a crime scene. To catch the perpetrator and file a police report, you'll need to call the police to your current location.