Top 275 Reviews From Legit Lemonade Homeowners Insurance Buyers (2024)

A link has directed you to this review. Its location on this page may change next time you visit.

Page 1 Reviews 0 - 5

MarieQuartzsite, AZ

Verified purchase

Claims HandlingCoveragePriceStaff

Reviewed May 14, 2024

Filed a claim for a loss under whole home insurance and it was handled promptly and proficiently. Staff was friendly and helpful and kept me informed. I had to replace my AC and the insurance covered the whole amount minus my deductible. I was so pleased I told all my friends that they should get this very affordable insurance for their home too.

  • Report

Thanks for subscribing.

You have successfully subscribed to our newsletter! Enjoy reading our tips and recommendations.

DevanshGainesville, GA

Verified purchase

Customer ServiceClaims HandlingCoveragePricePunctuality & SpeedStaff

Reviewed May 13, 2024

I've been a customer of Lemonade Home Insurance for over a year now, and I must say, their service is truly top-notch. From the moment I signed up, the process was seamless and straightforward. The user interface on their app is intuitive and easy to navigate, making managing my policy a breeze. What sets Lemonade apart is their commitment to transparency. They clearly explain what is and isn't covered by my policy, leaving no room for confusion. I appreciate their effort in making insurance terms understandable for everyone. Their claim process is also commendable. When I had a water leak issue in my home, Lemonade's team was quick to respond. The claim was handled efficiently, and I was pleasantly surprised by the speed of their service. I highly recommend Lemonade Home Insurance. Their excellent customer service, transparent policies, efficient claim handling and competitive pricing make them stand out in the insurance market.

  • Report

AlbertLa Puente, CA

Verified purchase

Customer Service

Reviewed Dec. 1, 2023

We had a water leak from under our slab home. We reported it and the next day they had an adjuster here surveying the damage. Within a week, they deposited into my account the the funds for the repairs. I was very impressed with the great customer service they provided and the ease of the process. I would recommend Lemonade a million times over!!! Thank you!

  • Report

JosephDenver, CO

Verified purchase

Customer ServiceClaims Handling

Reviewed July 6, 2023

Filed a claim for a special assessment from my building, sent documentation through email and had Lemonade get in contact with my HOA management company. Claim went through and overall satisfied with the experience. I would recommend Lemonade because of ease of use. Sometimes is nice to talk in the phone with someone, and they do call you occasionally but most communication happens through email.

  • Report

ShankarWaukesha, WI

Verified purchase

Customer ServicePunctuality & SpeedStaff

Reviewed June 9, 2023

The end to end process was very fast and easy. Everything I could do it on app, the person was very nice and helpful, the best part was the proactive way and making sure I was heard correctly. The team intent was to help me and they did that right. Great customer experience and felt happy and I did not make any follow up calls on the matter and they got back to me on time. Thank you.

  • Report

ShawnDana Point, CA

Coverage

Reviewed May 8, 2024

Absolute scam for renters insurance. Had a slab leak last month, denied because the drinking water was leaking in foundation & never came above ground, due to us keeping water off most of the time. Plumbers had to repipe house, so no water for 4 days. Lemonade said too bad, we don’t cover it! Worst experience with Insurance I’ve ever had in almost 30 years of paying!! Paid for premiums for almost 7 years! Buyer Beware!! It’s a SCAM!!

  • Report

ShellyMartinsville, IN

Verified purchase

Punctuality & SpeedStaff

Reviewed May 5, 2024

Cynthia W has been a delight to work with. Walked us through the process. She is knowledgeable and precise. We couldn't ask for better service. Fast and friendly is hard to come by these days, but with Cynthia and Lemonade insurance, you get it all! We recommend to everyone, young and older folks.

  • Report

Jean-BaptisteSomerville, MA

Claims HandlingCoverage

Reviewed April 19, 2024

This insurance is a total disaster, a scam, dishonest!!! I filed a claim covered under my policy and they denied it. You can only speak or chat with a robot. Don’t look at those fake reviews with 5 stars.

  • Report

JomMissouri City, TX

Customer ServiceClaims Handling

Reviewed April 16, 2024

Had a policy for 3 years, no claims. Then had a underwriting review on the house. Took 3 emails to explain to the "underwriter" what an HVAC was and I had no other heat source. Kids had a sign next to their play house that said horse. I was literally asked if I had a horse in my backyard. It took forever to explain the breaker box for my 1985 house. I had texted 1 year before to ask if they depreciated the roof replacement. The underwriter asked me to photo the "repairs done" since a claim was filed. I asked her to give the info on this claim I filed (which I never did, there was NO repair done). She was baffled and asked why I told them I had a claim.

I left Lemonade stat. Can't imagine the IQ of the children I would deal with if I actually had a claim. What a mistake I made signing with them and THANKFULLY, I had no claims to file with them. They did used a lot of emojis in their response emails. I suppose that is a positive thing today? To me, it doesn't belong in business correspondence.

  • Report

GulnaraMonmouth Junction, NJ

Claims HandlingCoverage

Reviewed April 13, 2024

We got this insurance for 2 years, we had two minor leaks in our basem*nt that we claimed, they were only partially covered, only was enough for materials really. In the end of the second year, they terminated our contract, telling we have too many claims. Really they just want get paid without covering.. Would not recommend.

  • Report
Top 275 Reviews From Legit Lemonade Homeowners Insurance Buyers (2024)

FAQs

What is the downside of Lemonade? ›

Denied claims: A few customers said Lemonade falsely denied or undervalued their claim, especially if it was related to electronics protections. Long claims process: Many negative reviews detail a long, frustrating claims process that included multiple rounds of back and forth with the company.

Why won't Lemonade insure my property? ›

Risks that are unique: Lemonade has to exclude certain types of homes, pets, and cars because the risks involved are unique. For example, homes that are rented out for short-term stays are a larger liability and theft risk since they are often unoccupied.

What is the credit rating of Lemonade? ›

Lemonade customer satisfaction

While Lemonade does not have a financial strength rating from credit agency AM Best, it received a financial stability rating of A (Exceptional) from financial analysis firm Demotech.

Should I use Lemonade for homeowners insurance? ›

We at the Guides Home Team found that Lemonade stands out as one of the best homeowners insurance companies in the industry for its unique claim-filing process that uses a mobile app with artificial intelligence (AI) technology to process information and make payouts to homeowners seamlessly and hassle-free.

How trustworthy is lemonade insurance? ›

While all insurance products offered through Lemonade are trustworthy and reputable, the company's renter's insurance has the best ratings across Lemonade products.

Why avoid lemonade? ›

Frequently drinking sugary drinks like lemonade can lead to a range of issues, such as inflammation, diabetes, high blood pressure, weight gain, and more. Karnatz also warns that "lemonade may also be an irritant to the body and worsen heartburn."

Does Lemonade actually pay out claims? ›

Lemonade is a fully licensed and regulated insurance company, which means that we underwrite, price, and sell policies, as well as handle and pay claims.

What is the best house insurance? ›

Top 7 Homeowners Insurance Providers
  • Allstate: Our pick for extended coverage.
  • State Farm: Our pick for new homeowners.
  • Farmers: Our pick for customizable coverage.
  • Nationwide: Our pick for inclusive standard coverage.
  • Erie: Our pick for best service.
  • USAA: Our pick for military members.
  • Liberty Mutual: Our pick for discounts.
7 days ago

Why am I being denied for home insurance? ›

Living in a high-risk location, having hazardous home features, home maintenance issues, your home's history of insurance claims, and more can be reasons an insurance company may determine a house to be uninsurable.

Why is Lemonade insurance so cheap? ›

How is Lemonade insurance so cheap? Lemonade claims to offer car insurance policies for as low as $30 a month. The company collects location-based data and your safety score to price your premium, and it leans on artificial intelligence to handle and pay out claims.

How many people use Lemonade insurance? ›

NEW YORK--(BUSINESS WIRE)-- Lemonade (NYSE: LMND) (the "Company"), the digital insurance company powered by AI and social impact, today announced the welcoming of its two millionth customer.

How to get 999 credit score? ›

Build a credit history
  1. Open and manage a current account responsibly, sticking to any agreed overdraft limit.
  2. Pay your bills on time; consider using Direct Debits to avoid missed payments.
  3. You could apply for a credit builder credit card and pay it off in full each month.
Jan 2, 2024

What is the lemonade insurance scandal? ›

Lemonade, plaintiffs claimed that, between June 25, 2019 and May 27, 2021, Lemonade “collected, captured, received, or otherwise obtained and/or stored the biometric identifiers and biometric information (collectively, 'biometric information') of Plaintiffs and all other members of the Settlement Class …

What should you not say to homeowners insurance? ›

Admitting Fault, Even Partial Fault.

Avoid any language that could be construed as apologetic or blameful.

Who has the cheapest home insurance? ›

State Farm offers the cheapest homeowners insurance at $174 per month on average, according to a comprehensive review by the MarketWatch Guides team. According to data obtained from Quadrant Information Services, the average cost of a homeowners insurance policy is $2,511 annually or $209 per month.

What are 3 facts about lemonade? ›

Fun Facts/Information:
  • The first record of lemonade is from the 12th century in Egypt. ...
  • Lemons are a great source of Vitamin C! ...
  • Baking soda is used to make baked goods like cookies and banana bread rise.
  • Lemons taste sour because of acetic acid in their juice. ...
  • Water is neutral – it is neither an acid nor a base.

Is lemonade better for you than Pepsi? ›

A: Despite its healthier image, regular lemonade is not necessarily any lower in calories than an equal portion of a regular carbonated soft drink. Whether ready-to-drink or made at home from frozen concentrate or a powdered mix, most lemonade contains about 100 to 120 calories in each eight-ounce portion.

How is lemonade different from other insurance companies? ›

We're able to keep our prices low while taking a flat fee up front to keep things running. The remaining money from your premiums is put aside to pay out claims, and if there's funds left over, we donate it to charities you care about, via our Giveback program.

Top Articles
Latest Posts
Article information

Author: Dan Stracke

Last Updated:

Views: 6213

Rating: 4.2 / 5 (43 voted)

Reviews: 90% of readers found this page helpful

Author information

Name: Dan Stracke

Birthday: 1992-08-25

Address: 2253 Brown Springs, East Alla, OH 38634-0309

Phone: +398735162064

Job: Investor Government Associate

Hobby: Shopping, LARPing, Scrapbooking, Surfing, Slacklining, Dance, Glassblowing

Introduction: My name is Dan Stracke, I am a homely, gleaming, glamorous, inquisitive, homely, gorgeous, light person who loves writing and wants to share my knowledge and understanding with you.