Some colleges are scrambling to get financial aid to students enrolled in the summer term (2024)

As the process for colleges to appeal government financial aid calculations remains in limbo, some low-income students enrolled in summer classes could fall through the cracks.

Zachary SchermeleUSA TODAY

Enrolling in college has been especially fraught this year, and financial aid experts are raising new concerns about the unforgiving timeline students could face if they rely on federal dollars to attend school this summer.

While most collegegoers register solely for the fall and spring terms, some, especially nontraditional and low-income students, depend on summer school to finish their degrees as quickly as possible and save money. Under changes made by the U.S. Education Department in 2017, those students are eligible for year-round government assistance.

But this year, a congressional mandate to streamline the process of applying for college financial aid threw the whole system into disarray. Students across the country reported widespread troubles filling out the Free Application for Federal Student Aid, or FAFSA, while the government botched crucial data that colleges needed to make aid offers.

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Though the situation has improved over the past month – FAFSAs are now being processed in one to three days, the Education Department says – many colleges are still far behind their typical schedules. The disorder has forced schools, in some cases, to rely on their own systems to calculate costs for certain students who want to enroll this summer and are eligible for Pell Grants, a need-based federal financial aid program.

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But the timetable leaves little room for error, some experts say.

“We are extremely worried about anyone who wants to enroll in college starting in the summer term and beyond,” said MorraLee Keller, the senior director of strategic programming at the National College Attainment Network. “The FAFSA fiasco has not left any part of higher education untouched.”

In a statement to USA TODAY, the Education Department said the technicalities over when colleges choose to access Pell money will not change the amount of federal financial aid for which students are ultimately eligible.The agency said Friday it had processed over 10 million FAFSA forms.

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How a small Kansas college is faring

For people like Brenda Hicks, making sure Pell funding comes through this summer for students without a financial cushion has been frenetic.

Southwestern College, a small private school in Winfield, Kansas, where she serves as the director of financial aid, is one of a minority of higher education institutions that bases its summer aid on students’ next-year FAFSA data. It’s always a scramble to make sure those students get the money they qualify for, she said. Summer students at Southwestern are often older and have other responsibilities – jobs and kids, for instance – which can distract them from filling out all the necessary paperwork on time.

“I was very concerned,” Hicks told USA TODAY.

Southwestern’s incoming Pell-eligible class is relatively small – about 100 students. Disbursing aid to them last week went mostly smoothly, Hicks said, though a few students have had trouble filling out their FAFSAs from the start. After lots of back and forth with the Education Department, one summer-enrolled student just received a federal financial aid estimate Friday. Summer classes started earlier this month.

Because of problems with his FAFSA, another student at Southwestern still doesn’t have an idea of how much federal financial aid he could get. Though her office can’t disburse aid to him yet, Hicks said she is working closely with the billing staff to make sure he isn’t penalized for unpaid tuition or fees while his situation is pending.

“All the things that are happening this year are making it harder for me to stay on top of that, and make sure summer people are getting the attention they are due,” she said. “We’re just trying to hug him through it.”

Hicks said she worries about similar situations at larger schools, where there's a greater chance some students could fall through the cracks this summer.

Colleges' financial aid appeals still in limbo

It’s unclear to experts precisely how many colleges are working on a tighter timetable for summer financial aid this year. Thankfully, the majority of schools award their summer aid based on the prior year’s FAFSA, according to Jill Desjean, a senior policy analyst at the National Association of Student Financial Aid Administrators.

The Education Department did not provide USA TODAY an estimate of how many students received Pell Grants starting in the summer term of a comparable year. In the 2021-22 school year, approximately 700,000 students in total received the grants on a year-round basis, according to the agency. Much of that aid likely began in the fall term.

Students with special financial circ*mstances could be most at risk of having to forgo school this summer, Desjean said. That’s because colleges still don’t have the ability to appeal the government’s financial aid calculations – a decision schools make in unusual circ*mstances, such as when a student is facing a major medical condition.

That corrected information won’t be processed in large quantities by the feds until July, the Education Department has said. Until then, some schools are making their own unofficial calculations for students enrolled for the summer term. The Education Department is allowing them to disburse preliminary aid based on those estimates.

Later this summer, schools will have to compare the amount of money they already started giving students with the government's official numbers.

“Hopefully, they are the same,” Desjean said.

Zachary Schermele covers education and breaking news forUSA TODAY. You can reach him by email at zschermele@usatoday.com. Follow him on X at @ZachSchermele.

Some colleges are scrambling to get financial aid to students enrolled in the summer term (2024)

FAQs

Does summer count as a term for financial aid? ›

RETURN OF TITLE IV AID FUNDS

The calculation of Return of Title IV funds is based on published schedules and the date that you cancel your registration or the date you drop all classes during a summer session. Under federal regulations, summer is considered a single term of enrollment.

Why doesn t FAFSA pay for summer classes? ›

Each school has different criteria for defining enrollment status, but if you're only taking one or two summer classes, you might not meet that requirement. If that's the case, you won't qualify for federal student loans, and you'll have to explore other options for financial aid for part-time students.

What FAFSA is used for summer? ›

Which FAFSA form do I need to fill out?
If you plan to attend schoolYou need to
between July 1, 2024, and June 30, 2025submit the 2024–25 FAFSA form.
between July 1, 2023, and June 30, 2024submit the 2023–24 FAFSA form.
1 more row

What college is most generous with financial aid? ›

1. Columbia University in New York City. As stated on its site, Columbia University meets 100% of the demonstrated financial need of its first-year and transfer students. Parents of families who have a combined income of less than $60,000 aren't expected to contribute to the cost of attendance.

Do you get financial aid money in the summer? ›

Yes, FAFSA can pay for summer school

While some students take advantage of summer to rest and recharge, others may want to use the season to get ahead on classes. If you're planning ahead for college classes next summer, here's how the Free Application for Federal Student Aid applies for the summer session.

How to get FAFSA for summer 2024? ›

Use the 2024–25 Free Application for Federal Student Aid (FAFSA®) form to apply for aid for July 1, 2024, to June 30, 2025. States, schools, and the federal government have their own FAFSA deadlines. Be sure to check those deadlines and submit your FAFSA form in time. Stay on top of updates for the 2024–25 FAFSA form.

Why am i not getting Pell Grant for summer? ›

Summer Pell Grant disbursem*nt occurs when you are enrolled in and attended 6 units of summer courses. Students who are unable to enroll in a minimum of 6 units will not be eligible to receive the federal Pell Grant award disbursem*nt.

Can you get federal student loans for summer semester? ›

Based on your background and qualifying eligibility – including dependent status, parent's income, and academic credentials – the federal government offers a cumulative federal student loan amount that can be availed during an academic year. This includes both summer classes and courses taken during regular semesters.

How many semesters does FAFSA cover? ›

The FAFSA covers the Fall/Spring/Summer semesters. For example, the 2022-2023 FAFSA covers Fall 2022, Spring 2023 and Summer 2023 semesters. The 2023-2024 FAFSA covers Fall 2023, Spring 2024 and Summer 2024 semesters.

How do I know if my FAFSA cover summer classes? ›

If you're applying for student aid for a summer session, contact your college's or career/trade school's financial aid office to find out which school year you should complete a Free Application for Federal Student Aid (FAFSA®) form. Was this page helpful? We're here to help. Call, email, or chat with a representative.

Does Dream Act cover summer classes? ›

You do not need to be a DACA (Deferred Action for Childhood Arrivals) recipient to complete the CADAA. The financial aid you get from each year's CADAA covers your time in college between July 1st through June 30th of that academic year. The CADAA is valid for Fall, Winter, Spring, and Summer terms, in that order.

Does FAFSA cover a master's degree? ›

The answer is, yes — by using the Free Application for Federal Student Aid (FAFSA).

Which colleges help low-income students the most? ›

Our Social Mobility Index reveals what colleges are doing the best job of serving students from low-income households. According to our Social Mobility Index, the best colleges for low-income students are Berea College, California State University Los Angeles, and Texas A&M International University.

Which state gives the most financial aid for college? ›

These 25 states provide the most need-based financial aid per student
RankStateAverage amount of need-based aid per student
1California$5,178.83
2New Jersey$4,286.37
3Washington$3,481.75
4South Carolina$3,238.34
21 more rows
Sep 27, 2023

Which majors get the most financial aid? ›

The most common areas of study for such programs are education, healthcare, and STEM fields (science, technology, engineering and math). Students pursuing degrees in these areas may find substantial financial aid opportunities to offset the costs of their education.

Does summer count as a term in college? ›

At U.S. colleges, the summer semester is a shorter, generally optional term that's not considered part of a traditional academic year. But when does the summer semester start exactly? And how can enrolling in summer classes benefit you?

Does a summer job affect financial aid? ›

Having a summer job usually won't affect aid

In short, no, for the most part. Having a summer job generally will not reduce your financial aid package, but you need to be careful about where you save your earnings.

What semesters does FAFSA cover? ›

For assistance with completing the application, call 800-4-FED-AID (800-433-3243). The FAFSA covers the Fall/Spring/Summer semesters. For example, the 2022-2023 FAFSA covers Fall 2022, Spring 2023 and Summer 2023 semesters. The 2023-2024 FAFSA covers Fall 2023, Spring 2024 and Summer 2024 semesters.

How many terms does financial aid cover? ›

Please note that you can receive the Federal Pell Grant for no more than 12 terms full-time terms or the equivalent (roughly six years). You'll receive a notice if you're getting close to your limit.

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