Rural King Credit Card Minimum Credit Score (2024)

1. Rural King card - myFICO® Forums - 6189760

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  • I just was wondering if this card is instant approval. I know someone at work who said they applied and that they got a message saying to watch email in case more info was needed. I had never heard of the card, but I do shop at Rural King quite often, so I am thinking about trying for it...plus gett...

2. Rural King | Redstone Federal Credit Union

  • If you are a member of Redstone Federal Credit Union, you may access your Rural King Visa statements on file with us by logging in to online banking. Select ' ...

  • Rural King has partnered with a new financial institution, UMB Bank. Effective March 22, 2024, if you have been notified that your card has transferred to UMB Bank, please remit your payment to the following address. Redstone Federal Credit Union can no longer accept payments. Payments should be sent to UMB Bank at:

3. Rural King Announces Launch of New Rural King Rewards VISA Credit ...

  • 22 jan 2024 · APR for Purchases and Cash Advances will not exceed 32.00%. Fees: Minimum Interest Charge: If you are charged interest, the charge will be no ...

  • /PRNewswire/ -- Rural King, a leading farm and home store with locations throughout the Midwest and Southeast, announced today the launch of the Rural King...

4. RuralKing. - Facebook

  • 24 sep 2019 · What credit score is needed? 4 yrs. Sandra Flath. Got my Harvest card, but now they are giving away items for applying in the store. When I

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6. Credit Score Needed For Rural King Credit Card - Bdteletalk.com

  • The minimum score required to apply for a Rural King Credit Card is 640. However, applicants with higher scores may be eligible for lower interest rates and ...

  • Rural King Credit Card is a great way to buy the products you need. It offers competitive rates so that you can save money on your purchases and enjoy flexible payment options when you need them. To make sure you get the most out of your credit card, it's important to know what credit score is needed to qualify for a Rural King Credit Card.

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Rural King Credit Card Minimum Credit Score (2024)

FAQs

What bank does the rural king credit card use? ›

Under the Card Program, you may earn alternative rewards by using your Card. The Card is issued by UMB Bank, n.a. ("Issuer"), which is the creditor on your credit card account with Issuer (“Card Account”), under an agreement with RK Holdings, LLC (“Rural King”) and RK Finance, LLC (“RK Finance”).

Can I get a credit card with a 500 credit score? ›

A credit score of 500 or less gives you plenty of room for growth when building your credit, and it won't exclude you from qualifying for a good credit card. Plenty of credit cards for a 500 credit score or lower offer credit-building tools to help you achieve a higher score; others even offer rewards.

What's the lowest credit score to get a credit card? ›

Credit cards for those with a 500 credit score

If your credit score lands around 500 or lower, your chances of getting the credit card of your choice is significantly reduced. You may want to consider improving your score so you can have better chances of getting the card of your choice.

Can I get a credit card with a 600 credit score? ›

Can I get a credit card with a 600 credit score? Yes, many banks and issuers offer credit cards targeted towards consumers with fair or average credit scores.

What is the APR for Rural King card? ›

APRs: APR for Purchases: 21.49% to 31.49% based on your creditworthiness. This APR will vary with the market based on the prime rate. Optional Promotional APR for Purchases: 0% for six (6) months on qualified purchases of $299.00 or more made at Rural King store locations.

What credit bureau does Comenity Bank pull from? ›

What credit bureau does Comenity Bank use for credit card approval? Comenity Bank uses all three major credit card bureaus (TransUnion, Experian, Equifax) for credit card approval. So, if any of your credit reports are frozen, you should unfreeze them before submitting an application for one of Comenity's credit cards.

What is the easiest credit card to get approved for? ›

The OpenSky® Plus Secured Visa® Credit Card is the easiest credit card to get because you can qualify even with bad credit as there's no credit check for new applicants. In addition to being easy to get, the OpenSky Plus Card has a $0 annual fee and reports to the major credit bureaus, making it easy...

Which bank approves a credit card easily? ›

Capital One Quicksilver Secured Cash Rewards Credit Card

Initially, your credit limit equals the security deposit you provide. With responsible use of the card, Capital One conducts automatic credit line reviews to increase your limit and may convert you to an unsecured card and return your deposit.

What credit score do I need for Walmart? ›

Evelyn Boros, Credit Cards Moderator

You need a credit score of 640 or higher to get a Walmart credit card. This means you are eligible if you have fair credit or better, but factors such as your income, existing debt load, recent credit inquiries, employment status, and housing status will also impact your chances.

What is the 5/24 rule? ›

What is the 5/24 rule? Many card issuers have criteria for who can qualify for new accounts, but Chase is perhaps the most strict. Chase's 5/24 rule means that you can't be approved for most Chase cards if you've opened five or more personal credit cards (from any card issuer) within the past 24 months.

Why did my credit score go from 524 to 0? ›

Credit scores can drop due to a variety of reasons, including late or missed payments, changes to your credit utilization rate, a change in your credit mix, closing older accounts (which may shorten your length of credit history overall), or applying for new credit accounts.

Can I get a Discover card with a 600 credit score? ›

WalletHub, Financial Company

The minimum credit score needed to get most Discover credit cards is 700 or above. There are a few Discover cards for which there's no minimum credit score requirement, such as the Discover it® Secured Credit Card which you can get with a bad credit score (below 640).

Can I get a Walmart credit card with a 520 credit score? ›

To be approved for a Walmart credit card, you typically need a credit score in the fair to good range, which generally falls within the 580 to 740+ range. However, it's important to note that the specific credit score requirements may vary depending on the type of Walmart credit card you're applying for.

What is the easiest store credit card to get with 600 credit score? ›

Best Store Credit Cards for Bad Credit
  • Amazon Prime Secured Card *: Best for Rewards on Amazon Purchases.
  • Kohl's Card *: Best for Rewards on Kohl's Purchases.
  • The Sephora Credit Card *: Best for Rewards on Sephora Purchases.

Can I buy a house with a 605 credit score? ›

Yes, you can buy a house with a 600 credit score — but it would be less challenging if your score were higher. A 600 score will not be high enough to qualify for a conventional home loan, so look into FHA loans, which have lower requirements: 500 with a 10 percent down payment, and 580 with a 3.5 percent down payment.

Which credit card is Comenity Bank? ›

The Comenity® Mastercard® Credit Card.

What Bank is KingSize credit card? ›

Note: Your KingSize Platinum Credit Card account is issued by Comenity Bank.

What type of card is 3717? ›

American Express (37****)
Card NumberIssuing Authority
3713**American Express
3715**American Express
3717**American Express
3723**American Express
49 more rows
Aug 26, 2013

Which credit agency does Metro Bank use? ›

The credit reference agencies that we use are Experian, Equifax and TransUnion. For further information about how they use your personal data, please see the links below.

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