The simplest way to save on car insurance premiums is to compare quotes from multiple providers. You can also ask your current provider about discounts you might be eligible for, and bundle policies if possible. Raising your deductible is another good way to bring your premiums down, but you need to make sure you can pay higher out-of-pocket costs before doing so.
Yes, many auto insurance companies offer discounts for paying annual insurance premiums up front rather than on a monthly or bi-monthly basis.
The type of vehicle you drive, your location, your age and your driving record all significantly impact the price you pay for car insurance. The coverage options and deductible you choose also play major roles in determining car insurance costs. In many states, your credit history can affect how much you pay for coverage as well.
Our cost estimates show that 35-year-old married drivers with good credit and clean driving records pay an average of $144 per month for car insurance. Paying around $100 per month for quality auto coverage is a good deal.
