To cancel Allstate insurance, the policyholder must contact their agent directly or call customer service at 1-800-726-6033.Your agent may ask you to submit a written request for cancellation. You will need to provide basic information about yourself, your Allstate policy number, and the date you would like your policy to end. Allstate may also ask for the details of your new car insurance policy to verify you won't be driving without insurance.
- Cancel by phone by calling your agent or 1-800-726-6033
- Cancel online by emailing customer service or using the chat feature on the Allstate website.
- Cancel in person by visiting your nearest Allstate insurance office and speaking with an agent
If you've sold your vehicle, you may be asked to provide a bill of sale. If you've already paid your premium for the policy period in full, Allstate will refund the unused portion. Allstate does not impose a cancellation fee or penalty for early termination.
Finally, it's important to remember that you don't need to cancel your policy just because you're going through some life changes. For example, if you're moving or buying a new car you can just have Allstate update your mailing address or vehicle information.
To learn more, check out reviews and other information about Allstate on WalletHub.
This answer was first published on 05/12/23 and it was last updated on 01/09/24. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. Editorial and user-generated content is not provided, reviewed or endorsed by any company.
FAQs
Since Allstate doesn't provide an online option to cancel your policy, you'll have to contact the company directly. Allstate directs drivers to its contact page, where you have a few generic options for contacting customer service, including online chat, email, and a customer service phone number: 1 (800) 726-6033.
How to cancel Allstate insurance early? ›
Call your provider.
Most major companies simply ask that policyholders speak with an insurance agent to cancel. The phone number likely will be found on your insurance card, as well as on the company's website or app.
How do I cancel my Allstate protection plan? ›
To cancel your protection plan, simply log into your account or call us 24/7 at 1-866-318-2173.
What happens if you stop paying Allstate insurance? ›
A missed or late payment can result in a lapse in coverage, or the cancellation or termination of your policy. If you've missed a payment or if you think you will be late with a payment, contact your agent or call Allstate customer service at 1-866-998-8388 for more help.
Does Allstate charge a cancellation fee? ›
If you've already paid your premium for the policy period in full, Allstate will refund the unused portion. Allstate does not impose a cancellation fee or penalty for early termination. Finally, it's important to remember that you don't need to cancel your policy just because you're going through some life changes.
Is it hard to cancel an insurance policy? ›
Some insurance companies permit you to cancel right over the phone or online. Other insurers may require written notification or a signed document. Generally, insurers will refund you the money for the unused portion of your policy, assuming you paid in advance.
Can I delete my Allstate account? ›
Submitting a request:To submit an access or deletion request, please visit Access/Delete webpage to submit an online request or call us at 1-800-624-4419. To submit a correction request, please visit Correction webpage to submit an online request or call us at 1-800-624-4419.
Can I cancel my insurance before they cancel it? ›
Although you can cancel your car insurance at any time, the refund you receive will depend on when your policy is officially ended.
How many days can you be late with Allstate insurance? ›
Yes, Allstate has a grace period of 30 days for payments. During the grace period, policyholders can pay their past-due premium in order to avoid a lapse in coverage. If the grace period ends without the necessary payment being made, Allstate will cancel the policy.
How do I cancel my policy? ›
Get in touch with the support department of the insurance company to submit the request for policy cancellation. You will need to send a written request either offline or online with the details of your policy and the reason for the policy cancellation.
File a claim
- For the fastest service, file a claim online.
- Have your receipt and covered item with you.
- Many claims are approved instantly. In other cases, a specialist will guide you through next steps.
Waiting Period: This is the amount of time, varying from zero (0) to thirty (30) days, between the Protection Plan purchase date and the Coverage Start Date, during which if any issues occur, they are considered pre-existing conditions and render the item ineligible for coverage under this Protection Plan.
Can I cancel Allstate insurance online? ›
No, you cannot cancel your Allstate insurance policy online because Allstate requires all policies to be canceled over the phone (to call them at 1-800-676-5456). Allstate insurance policies can be canceled at any time, with a cancellation fee.
How do I cancel my Allstate subscription? ›
To cancel your Allstate Motor Club membership, call 1-800-998-8697 to reach Allstate Motor Club customer service or email a representative at allstatemotorclub@allstate.com. The Allstate Motor Club customer service center is open Monday to Friday from 7 a.m. to 7 p.m. Central Standard Time.
Can you negotiate with Allstate? ›
If Allstate Insurances's initial offer is lower than you believe your vehicle is worth, you can prepare to negotiate. It's important to present facts that support your claim.
Does it cost to cancel a policy? ›
Yes, there can be fees or penalties for cancelling an insurance policy, but it depends on a few things: Free Look Period: Most policies have a grace period (often 15-30 days) where you can cancel and get a full refund. Time of Cancellation: Cancelling mid-term usually results in some penalty or loss of paid premiums.
How much does it cost to cancel insurance policy? ›
Most insurance companies will charge you around 2 to 7% of your premium (usually they'll take the higher percentage amount if you're at the start of your term). On an average home policy of $800 a year, the cost to cancel your policy would be around $16 to $56.
Can I cancel my insurance policy without penalty? ›
You won't always get a cancellation refund.
If you've paid more toward the policy than is owing for time on risk, you will receive a cancellation refund for the difference. If you've paid less toward the policy than is owing for time on risk, you will owe the insurance company for the difference.
Can I cancel my insurance policy for free? ›
Just tell your insurance provider that you want to cancel and they'll arrange it for you. You'll probably have to pay a fee, which may be described as an administration, arrangement, processing or cancellation fee by your insurance provider. This fee can vary among providers and depending on when you cancel the policy.
